SBI is offering personal loans up to Rs 20 lakh without any processing fee.

The country’s largest bank, State Bank of India or SBI, has come up with a great personal loan offer for salaried employees. According to the official website of the bank, you can apply for a personal loan for free till January 31, 2024. This personal loan is very useful for weddings, holidays, sudden emergencies or planned purchases. You can get Rs 20 lakh from SBI.

This offer is very attractive

This personal loan from SBI has many such features which reduce your burden. According to the official website, your personal loan will be approved with very few documents. Most importantly, inerest accumulates on your daily declining balance. There are no hidden costs when you apply for this loan. Additionally, it is also possible to take a second loan. You don’t have to worry about security and guarantors.

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You can get loan up to Rs 20 lakh

According to SBI, under this offer you can take a personal loan of minimum Rs 24,000 and maximum Rs 20,000. Yes, here you need to keep in mind that your job should have been completed for at least one year and your monthly income should be at least Rs 15,000. It is also important to mention here that to take a personal loan from SBI, it is not necessary for you to have a salary account in SBI. If your age is between 21 to 58 years then you can apply for this loan (SBI Personal Loan).

Important Documents and Loan Repayment

To avail a personal loan from SBI, you must have ITR, 6 months pay slip, 2 passport size photographs, ID proof and residence certificate. Consumer loans can be repaid in a minimum of 6 months and a maximum of 72 months.

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